Everything you need to understand and manage surplus cash
Thryvin gives UK directors a clear, structured view of cash reserves — what is held, what is at risk, and what could be done next. No trading jargon, no commission-led product push.
Illustrative content only. No investment advice. Capital at risk.
Detailed features, built for director-level decisions
Each feature answers a specific question boards actually ask: how much do we hold, how safe is it, and what are our options?
Cash Reserve Analysis
Consolidate surplus cash positions into one structured view, categorised by accessibility, purpose and time horizon.
- Separate operating buffer from true surplus
- Map instant-access vs. term holdings
- Identify idle balances and concentration
Downside Risk Modelling
See how different allocations could behave under stress, with plain-English explanations of potential loss and volatility.
- Illustrative stress scenarios
- Clear downside and range indicators
- No forecasts presented as guarantees
Allocation Structuring
Compare illustrative structures by liquidity, risk profile and operational fit — not by product commission.
- Side-by-side structure comparison
- Liquidity and access trade-offs
- Alignment to reserve policy
Commission-Free Execution
Implement your chosen structure without trade commission from Thryvin. Costs and charges are shown before you proceed.
- £0 trade commission
- Transparent cost breakdown
- Audit trail for every step
Ongoing Monitoring
Track your reserve position over time with regular summaries and alerts when allocations drift from target.
- Position and drift summaries
- Periodic review prompts
- Full history retained
Board-Ready Reporting
Export concise summaries your finance lead, accountant or board can review in minutes — suitable for minutes and files.
- One-page reserve summary
- Assumptions stated in plain English
- Easy to share and archive
From analysis to oversight in four steps
A disciplined process that keeps you in control at every stage.
Submit reserve details
Tell us about surplus cash, access needs and time horizon via a short structured form.
Review analysis
Receive a clear breakdown of buffers, surplus and illustrative risk characteristics.
Compare structures
Evaluate options side-by-side with costs, liquidity and downside context shown upfront.
Execute and monitor
Proceed if you choose, with commission-free execution and ongoing oversight.
Clarity reduces costly cash drag and hidden risk
Many companies hold significant surplus in default business accounts. Without structure, that can mean unnecessary inflation erosion on one side, or inappropriate risk on the other.
- Distinguish working capital from investable surplus
- Understand downside before committing funds
- Keep evidence of a considered, documented process
- Avoid commission-driven product selection
Illustrative content only. Outcomes will vary and capital is at risk.
Useful across the leadership team
Confident sign-off
See the full picture in plain English, with assumptions documented for board minutes and Companies House responsibilities.
Less manual work
Replace spreadsheets with a consistent reserve view, cost breakdowns and exportable summaries for review.
Cleaner handover
Share structured outputs with accountants or auditors, with methodology and limitations clearly stated.
See what these features show for your reserve
Request a structured cash reserve analysis. We will respond with next steps and what information is needed — no obligation.
Based at 25 Forbury Road, Reading. UK companies only.
Analyse Your Cash Reserve
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